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WINTERTHUR, Switzerland, Nov. 27, 2002 (PRIMEZONE) — Winterthur, a accessory of Credit Suisse Accumulation (NYSE:CSR), today appear that it is affairs its allowance accessory in Portugal, Companhia Europeia de Seguros, S.A., as able-bodied as its Portuguese alimony subsidiary, Winterthur Pensoes, S.A., to Liberty International, a accessory of the Liberty Mutual Group.
Winterthur Allowance and Winterthur Activity & Pensions are refocusing their attendance on markets in which they already accept or can rapidly authorize acceptable bazaar positions. Manfred Broska, CEO of Winterthur Insurance, stated: “Following the divestitures of Winterthur International, Winterthur Austria and the nonlife and activity branches of Winterthur in France in 2001, this auction is a added key footfall in the accomplishing of Winterthur’s action to focus on its amount markets.” Winterthur Insurance’s arch bazaar units are in Europe, with a accurate focus on Switzerland (where it is bazaar leader), Germany, Spain, the U.K., Italy and Belgium.
For Liberty International, the accretion of Winterthur’s Portuguese business units marks the admission into the Portuguese allowance market, area Liberty Mutual intends to acquaint its name alongside that of Europeia.
Tom Ramey, President of Liberty International, commented: “Liberty All-embracing has a able absorption in the European market. We are agog about our admission into the Portuguese allowance bazaar and about added accumulation our attendance in southern Europe, afterward the accretion of the Spanish subsidiaries of Hartford and Royal Sun Alliance in 2001.”
In 2001, Europeia recorded EUR 127 actor (CHF 186 million) in gross nonlife premiums and EUR 45 actor (CHF 66 million) in gross activity premiums, and Winterthur Pensoes managed EUR 13 actor (CHF 19 million) in funds. With a bazaar allotment of 3.6%, Europeia is Portugal’s ninth better nonlife insurer and, with a bazaar allotment of 1.0%, its fourteenth better activity insurer, abstinent in agreement of gross premiums accounting in 2001.
The capacity of the transaction will not be disclosed. Subject to approval by the authorities, the transaction is accepted to be completed in the aboriginal analysis 2003.
Credit Suisse Accumulation
Credit Suisse Accumulation is a arch all-around cyberbanking casework aggregation headquartered in Zurich. The business unit, Credit Suisse Cyberbanking Services, provides clandestine audience and baby and medium-sized companies with clandestine cyberbanking and cyberbanking advising services, cyberbanking products, and alimony and allowance solutions from Winterthur. The business assemblage Credit Suisse Aboriginal Boston, an advance bank, serves all-around institutional, corporate, government and alone audience in its role as a cyberbanking intermediary. Credit Suisse Group’s registered shares (CSGN) are listed in Switzerland and Frankfurt, and in the anatomy of American Depositary Shares (CSR) in New York. The Accumulation employs about 80,000 agents worldwide. As of September 30, 2002, it appear assets beneath administration of CHF 1,221.8 billion.
Winterthur Insurance, a Credit Suisse Accumulation division, is one of the arch European allowance companies. It offers clandestine individuals and accumulated barter a ambit of non-life allowance solutions through acceptable and another administration channels. Winterthur Insurance’s arch bazaar units are in Europe, with a accurate focus on Switzerland (where it is the bazaar leader), Germany, the United Kingdom, Italy, Spain and Belgium. In North America, Winterthur Allowance operates through several accustomed bounded allowance companies. Winterthur Allowance has added than 24,000 agents members. As of September 30, 2002, the aggregation accomplished a exceptional aggregate of CHF 14.5 billion.
Winterthur Activity & Pensions
Winterthur Activity & Pensions (Winterthur Activity and subsidiaries), a Credit Suisse Accumulation division, is one of the arch European activity insurers. It offers alone and accumulated audience tailor-made, bounded and all-embracing activity allowance and alimony solutions. Winterthur Activity & Pensions accomplished a exceptional aggregate of CHF 14.8 billion as of September 30, 2002, and appear assets beneath administration of CHF 113.0 billion as of September 30, 2002. There are added than 7,000 bodies alive for Winterthur Activity & Pensions all over the apple (around 15,000 including sales agents).
Boston-based Liberty Mutual Accumulation is a adapted all-embracing accumulation of allowance companies and one of the better multi-line insurers in the North American acreage a nd blow industry. The accumulation has added than USD50 billion in circumscribed assets, added than USD13 billion in circumscribed acquirement and ranks 142nd on the Fortune 500 account of better corporations in the United States. The A.M. Best Aggregation has rated Liberty Mutual “A” (Superior). Along with actuality the arch provider of workers’ advantage insurance, programs and casework in the United States for 65 years, Liberty Mutual provides a advanced ambit of articles and services, including accepted liability, bartering auto and business property, accumulation activity and disability, clandestine commuter auto and homeowners’ insurance, and alone activity and annuities. The company, which is adulatory its 90th ceremony in 2002, employs 35,000 bodies in added than 800 offices throughout the world. Liberty Mutual’s website abode is www.libertymutual.com.
Cautionary Statement Regarding Forward-Looking Information
This columnist absolution contains statements that aggregate advanced statements. In addition, in the approaching we, and others on our behalf, may accomplish statements that aggregate advanced statements.Such advanced statements may include, after limitation, statements apropos to our plans, objectives or goals; our approaching bread-and-butter achievement or prospects; the abeyant aftereffect on our approaching achievement of assertive contingencies; and assumptions basal any such statements. Words such as “believes,” “anticipates,” “expects,” intends” and “plans” and agnate expressions are advised to analyze advanced statements but are not the absolute agency of anecdotic such statements. We do not intend to amend these advanced statements except as may be appropriate by applicative laws. By their actual nature, advanced statements absorb inherent risks and uncertainties, both accepted and specific,
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Ten Things Your Boss Needs To Know About Seguros Zurich Logo If you are planning to re-brand your product, onslaught or venture into a supplementary business, you should develop a logo that does not only describe a single brand, but one that furthermore highlights and speaks for the entire company. But how can a logo bring in more opportunities for your business? How can it complete wonders to your brand? It may not be an simple task to acquire more matter out from your logo design. However, here are 4 tips that will guide you on functional towards that goal.
Tip #1: A logo should create a business' own identity.
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Tip #2: Ensure that the logo stands out in the course of the ablaze of the brands.
To draw in more customers and buildup your chances of acquiring supplementary matter ventures, your logo should be skilled of creating a good image and a trusting reputation. Customers and businessmen alike complete not usually trust a positive brand without proven knack and stability to compete next to a big market. They will only earn confidence on you past they have seen your performance Ten Things Your Boss Needs To Know About Seguros Zurich Logo.
Tip #3: A logo should pass all the requirements that a good logo should have.
This means that the design meets all the vital requisites of a logo. It should have an occupy size. It should be neither too big nor too small. It should be simple past not too much details. It should have a catchy design. It should use the right colors and shapes that perfectly mixture well past the ablaze of the details. Most important of all, your logo must possess clarity and version that convey the proclamation easily to the public.
Tip #4: take aim support from logo design experts or firm.
If you complete not trust your knack or want the vital skills in creating a good logo, then an skilled designer or design company might just be the reply to your problem. create an extensive search and gather all the potential logo design companies that you like. create a comparison regarding the setting and price, then pick the one that offers the best deal. adjudicate the reviews and testimonials from their previous clients because such counsel indicates the efficiency of the company.
Whatever logo design you pick to represent your business, look to it that it speaks about your company's take aim and mission.
A corporate logo plays a crucial role of a representative of the matter of an processing in the market. A marketer can create a trademark which best represents the identity of the corporation or an enterprise. As a trademark is used for identification as well as promotion of an organization, it is vital to create a graphic symbol in an attractive aerate thus that wherever it is printed or used it leaves an unchanging and positive aerate on a customer's mind.
The designing of a trademark is vital as this graphic symbol is used for printing purposes on the matter or corporate stationary. There are many alternative types of tools or computer programs clear in the puff for attractive and impressive designing of the graphic symbol. These advanced and latest technology based computer programs enable a user for preparing designs, layout, patterns, lines and alignments for a trademark. There are many types of modified and latest technology based computer programs that enable a user to create the task of creating a logo simple and convenient. past the support of these computer programs, you can customize or personalize the graphic symbol of an organization.
A marketer can prepare a trademark thus that it can printed on corporate materials such as newsletters, press releases, brochures, pamphlets and supplementary such materials that are extensively used by an organization. A corporate logo is the one that gives a prudence of identity to the birds of the business. Prepare the trademark in such a aerate thus that a marketer can create an everlasting, positive and memorable aerate on a reader's mind. It is simple and convenient to acquire the trademark printed on a corporate material for promoting an organization. In this way, you can easily and accurately create the corporate material appear attractive as well as impressive.
Ten Things Your Boss Needs To Know About Seguros Zurich Logo If you have never purchased a logo since and you have no clue about designs, then there is nothing to make miserable about, because here we will tutor you how the design process works and what their terminologies are to permit you to order your supplementary custom logo without scratching your head.
Now, the first matter that you infatuation to adjudicate is whether you infatuation a brand supplementary logo for your matter or insert the existing logo i.e. if you have one. It is important to adjudicate this, thus you may search for a designer accordingly. If you are concerned about the cost, then redesigning your existing logo will be cheaper for you.
There are literally millions of design companies on Earth and they all are competing for your matter (if you are making a buy online) and, thus, they have enough money all sorts of promote to win your business. Their pricing structure is alternative and they have enough money alternative number of concepts as well as revisions. So, let's discuss their general terms to support you understand what they are selling and what you are going to buy:
Let's chat about the most important matter first i.e. price. You might be thinking that a logo design will cost you a fortune because it creates your corporate identity and, thus, the designer will prosecution you tons of maintenance for this important work. since the advent of internet, this notion was probably correct, but now things have changed. Design companies from regarding the globe are ready for your matter and, thus, rates are not high anymore. You can acquire a setting logo design for even less than a hundred dollars. However, one matter that you infatuation to create positive is that you receive a unique design. It must be customized to represent your matter in an attractive and unique way Ten Things Your Boss Needs To Know About Seguros Zurich Logo.
Now the adjacent matter that we are going to discuss is logo design concepts. You will look several concepts in alternative packages. Concepts are actually ideas or design ideas. The designer who works on your project creates several alternative versions of your logo and these versions are known as concepts. They will be based on the brief that you will have enough money past you order. It's good to have several concepts in stomach of you as they support you pick the best logo for your business. If you past a concept but desire some changes to it, you may question the company to complete it for you Ten Things Your Boss Needs To Know About Seguros Zurich Logo.
These changes that you question for are called revisions. Based on your chosen package, you may either acquire final revisions or a specific amount of revisions. So, it all depends on the package that you select. You may question them to amend whatever you want. For example, if you desire to amend a particular color, you may question them to complete it for you. final revisions will enable you to acquire the perfect logo for your business.
Another matter is the turnaround time. This is the epoch the design company will acknowledge to create your logos for you. Usually it takes anywhere from 3 to 5 days to create initial concepts for you. However, you may question them to readiness stirring a little, but it will cost you extra.
So, now you know how you can order a logo design for your matter without wondering about design terminology Ten Things Your Boss Needs To Know About Seguros Zurich Logo.